keine FinanzberatungAFRM · Affirm Holdings, Inc.
Buy-now-pay-later network financing point-of-sale installment loans
Risiko 7/10 · HIGH RISK · BNPL credit cycle · $72.35 ▼ 2.62%Von KI geschrieben
Stand der Zahlen: · Quellen: öffentliche Markt-Aggregatoren
Kennzahlen
- Price $72.35
- Market cap $24.4B
- P/E (ttm) 13.08
- Div yield none
- 52-wk range $42.09 – $92.56
Wichtigste Risiken
- Consumer-credit deterioration hits loan losses (Shareholders) — HIGH
- Rising funding costs squeeze the lending spread (Shareholders) — HIGH
- Rich multiple on newly minted, cyclical earnings (Shareholders) — HIGH
- Borrower over-extension invites regulatory tightening (Customers) — MED
Fazit
Best-in-class BNPL execution and broad analyst support, but the business model is a leveraged spread on consumer health — fine in good times, brutal when the cycle turns.
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