AFRM · Affirm Holdings, Inc.
Buy-now-pay-later lender; growth strong but credit and funding exposure high.
Risiko 7/10 · HIGH · BNPL credit · $72.40 ▼ 0.89%
Kennzahlen
- Price $72.40
- Market cap $24.2B
- P/E (ttm) 65.82
- Div yield none
- 52-wk range $42.09 – $100.00
Wichtigste Risiken
- Consumer credit losses / delinquencies (All shareholders) — EXTREME
- Funding cost & securitization access (Operations) — HIGH
- Competition (Klarna, Apple, PayPal) & partner concentration (Revenue base) — HIGH
- Regulatory scrutiny of BNPL (Long holders) — MED
Fazit
AFRM rides consumer spending and cheap funding on the way up, but is squeezed fast when credit sours, rates rise, or a key partner walks.
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